QR tipping · Apple Pay · no app
Get tipped by people who don't carry cash.
A QR code that takes Apple Pay. Tips land in your bank. Setup takes five minutes.
No monthly fee. You keep 100% of the tip.
How it works
Three steps. One of them is showing a QR code.
Sign up, pick your handle
Your page lives at a URL you can say out loud — 305.tips/demo. Name, venue, a photo if you want one. Two minutes.
Connect your bank
Stripe handles the payout setup — the same three-minute form Uber drivers fill out. Routing number, a photo of your ID, done. We never see your bank login.
Show your QR
Lock screen, a sticker on the well, a card on the table. The customer points a camera, taps Apple Pay, and it's done in eight seconds. No app on their end.
Who it's for
If you work for tips, the cash stopped coming. Not the tips.
Built around the way service work actually pays — by people who tap, not people who fold bills.
Fees, in the open
You keep 100% of the tip.
The customer adds a small service fee on top — 10% plus $0.30, capped at $3 no matter how big the tip. That fee covers card processing. What they meant to give you is exactly what you get.
- Daily payouts on a two-day rolling schedule, once you're verified.
- Need it now? Instant payout to a debit card for 1.5% (minimum $0.50) — that fee goes to Stripe.
- No subscription, no setup cost, no cut of your tips.
A $10 tip
- Tip
- $10
- Service feepaid by the customer
- $1.30
- Customer pays
- $11.30
- You get
- $10
The 2025 angle
The paper trail stopped hurting.
New for 2025 through 2028: the federal tips deduction lets you deduct up to $25,000 of reported tip income. For years, reporting tips felt like punishing yourself. The IRS finally did service workers a favor — and a clean record is now the record that pays off.
This is general information, not tax advice. Talk to a preparer about your situation.
Do the people tipping need an app?
No. They point their phone camera at your QR code, tap Apple Pay or Google Pay, and confirm. Card works too. Nothing to download, no account to make — the whole thing takes about eight seconds.
When do I get paid?
Payouts run daily on a two-day rolling schedule once your account is verified — standard for Stripe. Want it now? Instant payout drops it to your debit card in minutes for a 1.5% fee (minimum $0.50, paid to Stripe, not us).
What does it cost me?
Nothing to set up, and you keep 100% of every tip. The customer pays a small service fee on top — 10% plus $0.30, capped at $3. On a $10 tip that's $1.30, and you still receive the full $10.
Is this legal and taxed?
It's a normal card payment, and tips are taxable income the same way cash tips always were. The difference is you now have a clean record instead of guessing. See the note on the 2025 tips deduction below — not tax advice, but worth a read.
What if I work at more than one spot?
One page covers you everywhere. Same QR behind the bar on Friday and on the boat Sunday — every tip lands in the same account. Update your venue in seconds when you switch.
Can my whole crew use it?
Each person gets their own page and their own payouts today, so the money never gets tangled. Team pages — one code, split fairly across a shift — are coming.
Your QR is five minutes away.
Pick a handle, connect your bank, print the code. The next person who says “sorry, I don't have cash” won't have an excuse.